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Here you'll find the latest news from OakbrookAdvance plus lots of hints, tips and useful guides from the Oakbrook team.

Affordability Checks Explained: 9 Powerful Insights Into What Lenders Look at Beyond Credit Score

Affordability Checks Explained: What Lenders Look at Beyond Credit Score understand lender affordability checks and loan affordability criteria that may influence your loan approval.

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How Affordability Checks Actually Work (And What Lenders See)

Understand how lenders assess affordability, verify income, and review your financial commitments before approving a personal loan.

Debt Consolidation

Debt Consolidation with a 500 Credit Score: What Are Your Options in the UK?

Explore debt consolidation options with a 500 credit score, what lenders look for, and how to improve your chances before applying.

Debt Consolidation

Does Debt Consolidation Hurt Your Credit Score?

Learn how debt consolidation affects your credit score, including short-term impacts and long-term changes based on your repayment behaviour.

Financial Stress? Money Worries Affecting Your Sleep

Struggling to sleep because of money worries? Understand the link between financial stress and sleep loss and discover practical steps that may help.

What Credit Score Do I Need for a Personal Loan?

Learn what credit score you may need for a personal loan in the UK. Understand Experian, Equifax and TransUnion ranges and what lenders consider beyond your score.

Don’t Stress

Love Without Overspending: Smarter Valentine’s Spending Habits

Celebrate Valentine’s Day without overspending. Discover thoughtful, budget-aware ways to enjoy February while staying mindful of shared expenses.

Questions to Ask Yourself Before Taking Out Any Form of Credit

Before you take out any form of credit, it can help to slow down for a moment and think things through. Credit can be useful when handled well, but it also comes with responsibilities that you may want to understand clearly.

Fixed vs Variable Interest Loans: What’s the Difference?

When you are looking at borrowing, you may come across a choice between a fixed loan vs variable. The difference could affect how steady or changeable your payments feel. This guide walks you through both types in plain English, so you can get a clearer picture of what may work for you.

What Impacts Your Loan Eligibility (And What Doesn’t)

When you apply for a loan, you may wonder what affects your chances and what might not matter at all. This guide explains the key elements lenders typically assess, as well as those that have little impact, to give you a clearer understanding of how loan eligibility is determined.

Boiler Packed In? What to do Before Calling a Plumber

Boiler breakdowns can be annoying and inconvenient on a regular day. But in winter? They can be downright dangerous. You want to quickly get your boiler back up and running as soon as possible, but are you sure if the problem is sufficient to warrant professional help?

10 Signs You Live With Financial Trauma and How to Resolve It

Car Won’t Start? What to do Before Calling a Mechanic

It is important to not let stress or worry overwhelm you. In this article, we are going to answer the question “Why is my car not starting?”. We will delve into the different scenarios to help you understand whether it is a problem you can fix yourself or if you need emergency car repair from a mechanic.